Your MONEYUNLOCKED

15:57
5,075

Spend at 150M merchants worldwide

KARTA
Features

Receive from

Get Paid Your Way

Get paid in stablecoins, USD, EUR, and other currencies — all in one place.

Your Money is Always Yours

Only you control your wallet. Secure by design — send, receive, and manage your crypto.
Pay
Pay
ATM

Spend Globally

Use Karta Visa Signature® worldwide. Instant virtual and physical cards. Compatible with Apple Pay, Google Pay, and global ATM cash access.

Send money

Sent

Payments

Send payouts globally — pay partners, move funds across borders, and process faster than international bank transfers.
Ready to Claim
1 KARAT = 0.01 USDT
9 Friends Invited
Claim USDT

Your Friends, Your Money

Invite friends and earn rewards. Get cashback from their spending — the more they spend, the more you earn.

AI Finance Assistance

Karta AI delivers insights, automates transactions, and provides in-app support across your financial activity.

Global
Coverage

Works
anywhere
visa is accepted

Use your card in 200+ countries and territories where Visa is accepted – online, in-store, and at ATMs. Availability depends on local regulations and partner coverage.

Regulatory
clarity

Licenses, registrations and security policies

Karta works with regulated financial and card-issuing partners to provide compliant card programs and virtual accounts.

Built with Trusted Partners

✓ Self-Custody wallet
✓ 3D-Secure
✓ Encrypted transactions
✓ PIN protection

Secure by Design

We are not a Bank

Used monthly by over20,000 peopleUsed monthly by over 20,000 people

NO 🏦 NO ⏳ NO 🚫
NO🏦
NO⏳
NO🚫

FEES& LIMITS

NO
WALLS

Activation
Visa Virtual 5.00 USDT
Visa Physical from 100.00 USDT
Virtual Accounts FREE
Fees
Crypto Top-Up FREE
Card payments 1.5%
ATM Withdrawal 1.5% + 1 USDT
Sending Funds
To crypto wallets Network fee only
SEPA (EUR) 1,5% + €2
SWIFT (USD) 1,4% + $2

FAQ

What is Karta?
Karta is an all-in-one payment app. You can fund your balance with supported top-up methods, manage your digital assets, use your Visa card for everyday purchases, and handle payments in just a few clicks. Whether you're shopping online or in-store, Karta makes the experience simple and seamless.

Are there any fees for registration or getting the card?
Signing up is free, and you can get started right away. There's a one-time fee of 30 USDT 5 USDT for issuing your virtual Visa Signature® card.

Are there any fees for using the card or account?
For a full breakdown of applicable fees, please refer to our dedicated article

How do I get the card?
Just start the Karta Telegram bot, open the app within Telegram, complete a quick verification (it takes up to 5 minutes). After that, top up your balance to activate your virtual card — that's all!

How can I fund my account?
You can fund your Karta account using stablecoins or fiat transfers.

Stablecoins: USDT or USDC on Tron (TRC-20), Ethereum, BNB Smart Chain, Polygon, Arbitrum, Optimism, Base, and Solana.

Fiat transfers: ACH (USD), SWIFT (USD), Domestic Wire (USD), SEPA (EUR), PIX (BRL), Bank Transfer (COP), and SPEI (MXN).

Available funding methods may vary depending on your country and account eligibility.

How do I withdraw my funds?
Just tap the Send button in the app to move your money to an external crypto wallet. Bank withdrawals are coming soon — stay tuned!

How do I contact customer support?
Need help? Reach out to us via the in-app chat or email us at [email protected] — we're always happy to help!

For answers to common questions, visit our Help Center.

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BANKS
Starts Now

Get Karta
Karta products may not be available to all customers.
We are a financial technology company, not a bank. We are not insured by the FDIC.